Frequently Asked Questions

Awalyt is a portfolio analysis and backtesting platform that helps investors and financial advisors make smarter, tax-aware investment decisions. It lets you test strategies, compare rebalancing methods, and generate clear performance reports — all in one intuitive interface.

The Beta includes portfolio backtesting with full reporting, tax-aware simulations, multiple rebalancing strategies (Buy & Hold, Equal Weight, Constant Mix, Momentum), correlation analysis, portfolio creation, and asset / ETF analytics. You can also export reports with detailed insights.

Yes. The Beta version is completely free to use for early adopters. It's designed to let users explore Awalyt, test the platform, and share feedback before the official launch of the Free and Pro plans.

When the Beta phase ends, Awalyt will move to a Free and Pro plan structure. Some limits and features may change depending on how users interact with the platform and which tools prove most valuable.

Because the product is still evolving. All main features are already functional, but we're continuously improving performance, data coverage, and usability based on user feedback.

Yes. You need to create an account to save your portfolios and backtests securely. You can easily sign up or log in using your Google account — it only takes a few seconds.

Currently, Awalyt is available in English only. More languages will be added once the platform is officially launched.

Anyone interested in portfolio analysis — from independent financial advisors to experienced investors. The Beta is open to users from any country, with data currently displayed in USD.

Awalyt Beta supports multiple strategies, including Buy & Hold, Equal Weight, Constant Mix, and Momentum. You can choose between manual or time-based rebalancing and analyze how different methods affect long-term results.

Yes. Awalyt shows your portfolio allocation before and after each rebalance, so you can see exactly how weights change over time — bringing full transparency to your backtests.

Awalyt automatically calculates capital gains taxes during every portfolio rebalance. Each time assets are sold, the system:

• Tracks your average cost basis (the real purchase price per asset).
• Calculates gains and losses on each sale.
• Offsets losses against gains through automatic tax-loss harvesting.
• Applies the selected tax rate (default 26%, fully customizable per backtest).
• Updates the portfolio value in real time, so every simulation reflects after-tax performance.

In practice, Awalyt doesn't just show theoretical returns — it models how your strategy would perform after accounting for taxes, giving you a realistic picture of long-term outcomes.

Because taxes can significantly impact your real investment performance. Many backtesting tools ignore taxation, showing optimistic results that don't match real-world outcomes. Awalyt solves this by including a professional-grade tax engine that:

• Helps you identify tax-efficient strategies and rebalancing frequencies.
• Lets you compare gross vs. net results to understand your true profitability.
• Uses a realistic and widely recognized cost-basis approach — consistent with professional tax models used in both North America and Europe — ensuring accurate and comparable results across markets.

By simulating taxes accurately, Awalyt helps advisors and investors make smarter, evidence-based decisions rather than purely theoretical ones.

Awalyt currently uses the average-cost method, a standard approach used globally in many professional tax frameworks. More complex region-specific rules — such as FIFO, LIFO, or the 30-day wash-sale restriction in the U.S. — are not yet implemented, but for over 95% of real-world investment strategies, this makes little or no difference.

Why? Because Awalyt focuses on investment-grade portfolios, not short-term trading. If your strategy doesn't sell and repurchase the same asset within 30 days, the results remain fully realistic and consistent with professional after-tax performance.

About tax-loss harvesting: Awalyt automatically offsets losses against gains within each rebalancing event. This simplified approach works exceptionally well for monthly or quarterly rebalancing — the most common frequencies used by advisors and long-term investors. Loss carryforward across periods is not currently supported, but is planned for future versions.

For the vast majority of long-term investors and financial advisors, Awalyt's current tax model already delivers highly accurate and reliable simulations.

The Asset Analyzer lets you explore performance metrics such as return, volatility, drawdown, correlation, and more. You can quickly compare multiple assets, analyze diversification, and export detailed reports for further study.

🟨 To be updated with additional analytics and features once the Analyzer module is finalized.

Yes. Reports can be exported in PDF or Excel format, including portfolio allocation, strategy results, risk metrics, and tax analysis.

Exports are unlimited during the Beta phase.

Yes. To ensure stability and fair use during the Beta phase, we apply the following limits:

• Portfolios saved: up to 20
• Backtests executed: up to 50/month
• Backtests saved: up to 20/month
• Asset analyses executed: up to 50/month
• Assets per portfolio: up to 20
• Assets per analysis: up to 10
• Exports: unlimited

These limits are specific to the Beta phase and may change when Awalyt moves to the Free and Pro plans. For most professional workflows, these limits provide more than enough capacity to run meaningful analyses.

Yes — completely free. The Beta version is meant for early users to explore Awalyt, provide feedback, and help shape the future of the platform. There are no hidden costs during the Beta phase.

Your data will remain safely stored, and you'll be able to continue using your account when the Free and Pro plans are released. You'll receive clear communication in advance about any changes or required actions before the transition.

Yes. After the Beta, Awalyt will introduce a Free plan (with limited usage) and a Pro plan (with full professional access).

🟨 Exact pricing and plan details will be announced later.

All Beta users will receive special early-access conditions as a thank-you for supporting the platform from the beginning.

Yes. All portfolios, backtests, and personal information are securely stored in our infrastructure using encrypted connections and strict access controls. We follow modern security and data protection standards to ensure that your data remains safe and confidential at all times.

Awalyt uses real market data and tickers from certified and globally recognized data providers. These providers follow strict quality and compliance standards to ensure that financial information is accurate, consistent, and up to date.

Their databases include adjustments for dividends and stock splits, offering professional-grade data quality similar to what is used in institutional environments.

🟨 To be updated with more details on specific data coverage once finalized.

Our financial data is refreshed in line with our provider's update schedule to ensure a balance between timeliness and reliability. Updates are frequent enough to reflect current market conditions, and any major data updates will be communicated directly within the platform.

We work only with trusted financial data providers that are widely used by professionals and institutions. These providers are known for their reliability and regulatory compliance, and they continuously monitor data integrity to minimize discrepancies.

Awalyt also performs internal checks and validations to help ensure results are consistent and accurate.

Yes, we use cookies and analytics tools to monitor performance, understand user behavior, and improve the platform experience. These tools do not collect sensitive personal information, and everything is handled according to our Privacy Policy.

No. Awalyt never sells or shares user data with third parties for marketing or advertising purposes. Your data is used exclusively to operate and improve the platform, as explained in our Privacy Policy.

In the unlikely event of unauthorized access, we will promptly inform affected users and take immediate action to secure the system. Our infrastructure includes safeguards and monitoring designed to detect and respond quickly to potential incidents.

Awalyt complies with all major data protection frameworks, including the EU General Data Protection Regulation (GDPR). Users always have the right to access, correct, or delete their personal data upon request.

We highly value user feedback. During the Beta, you can share your opinions, report bugs, or suggest features by emailing us directly at beta@awalyt.com.

We carefully review all submissions to understand how Awalyt can improve and better serve its community. Your input directly shapes the product roadmap.

You can contact us directly through the Help Center form or by replying to any Beta communication email.

We aim to respond to all inquiries within 48 hours, ensuring you always receive timely assistance.

Yes. Beta users will receive occasional updates via email about new features, improvements, and important platform news.

You can unsubscribe at any time, but staying subscribed allows you to receive early access to updates and exclusive Beta opportunities.

If you notice any inconsistency in data or results, please report it through the feedback form or by contacting our support team.

We'll review the issue and apply any necessary corrections as quickly as possible.

User reports are extremely valuable in helping us maintain high accuracy and continuous improvement.

Awalyt is continuously evolving. We are currently improving several modules and working on new features that will further enhance portfolio analytics and decision-making.

However, every new feature must first undergo careful testing to ensure accuracy, reliability, and quality before being made available to users.

🟨 More information will be shared progressively as new updates are released.

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