Core Four portfolio backtest
See how $10,000 in the Core Four portfolio would have grown — real, dividend-adjusted history, rebalanced yearly. No signup.
Rick Ferri's four-fund core: US and international stocks, real estate, and bonds.
- VTI · Vanguard Total Stock Market ETF48%
- VXUS · Vanguard Total International Stock ETF24%
- VNQ · Vanguard Real Estate ETF8%
- BND · Vanguard Total Bond Market ETF20%
Want more than a famous preset? Log in to try our tool — test your own portfolio strategies and study your diversification with our correlation matrices.
Defaults to the last 10 years. Clean, fee-free backtest with annual rebalancing.
Ready to backtest Core Four
Pick a date range above (or use the last 10 years) and hit Run backtest.
Go beyond the Core Four preset
This public tool runs the famous presets read-only. Log in to unlock the full Awalyt backtesting workspace:
- Test your OWN portfolioChange the assets and weights, run different rebalancing strategies, and compare scenarios — not just the famous presets.
- Correlation & diversification analysisSee how your holdings actually move together and whether they truly diversify your risk, quarter by quarter.
- AI insights, rebalancing detail & moreGet an AI read on your results, a full rebalance history, tax impact, and save every backtest to your account.
For educational and informational purposes only. Backtests use split- and dividend-adjusted historical prices with annual rebalancing and no fees, taxes, or slippage; real-world results differ. Past performance is not indicative of future results. Awalyt does not provide investment advice.